Thanks for the replies guys. After my evening to and from tonight I may have to rethink the bank for each major region of the state. The reason why is my radio scans pretty quick as it is. It only took a few seconds to scan about 90 channels. The only downside of not adding the regions to banks is I won't know what freqs to start looking at when I get in certain areas but if I do the banks, I may miss out on a strong active repeater in another region that isn't on the bank I am looking through. (decisions decisions)
I have all the 2M and a 220 freqs programmed so far, tonight I will add 440. Having 90+ programmed channels made it really nice, I was able to pick up a lot more evening drive action that I would normally miss. Before I had all sorts of crap programmed in like the police departments and other things that didn't need to be in the scan. It made a mess of the whole thing.
I am slowly but surely learning my way around the radio and I am having a heck of a lot of fun doing it. I could kick myself for putting it off as long as I did, I first started looking into and studying for the tech over five years ago. I just figured I wouldn't have anyone to talk to but I realize that was so wrong. Now that I am learning more and having more fun, it's time to add a radio to my truck. This HAM thing is turning into a hobby it's self instead of just a means to communicate offroad. The cool thing about it being a hobby is I can take my time and address every little detail instead of just throwing it in. Learning about how to get the best performance and all the little bits is just as fun as using it so I plan on taking my sweet time. Besides, the HT will hold me over until. I am so glad I started with the HT as it is always useful for hiking and taking when I am in my fiance's car.
Thanks for all the help and insight guys.