I have no disagreement with what you wrote but will note that it's the quality of the internal circuitry in my cheapo USB port that I'm fretting over.
I wouldn't sweat it. Or I should say...I *don't* sweat it.
First of all, USB is 5v.
3a * 5v = 15w.
15 watts.
Not much.
15w / 12v = 1.25a.
What are you going to do?
Install a 2a fuse to protect the 12v side of the USB doohickey?
Anything bigger isn't going to protect it from itself anyway.
Nah.
Just protect the supply wire and the 12v receptacle with an upstream fuse, and let the USB take care of itself.
Also, USB spec includes communication, so devices, such as phones, are supposed to find out how much they can draw from the port, and limit their draw to that. That doesn't always work. A "charging only" USB cable doesn't have the pins for the comms to work. Doesn't matter, the device is just going to draw as much as it can, which is only going to be as much as the USB port allows to pass through.
I use a 12v-USB dual port adapter - 8 bucks at Autozone. Rated to put out 1500ma (1.5a @ 5v or 7.5 watts or just over half an amp at 12v). Made in China. It plugs into a cigarette lighter receptacle, but unlike most devices that plug into a lighter receptacle, the tip doesn't screw off to reveal a replaceable fuse. Why would it? Even a 1a fuse would be too big.
Most (if not all) of the USB adapters don't have replaceable fuses either. Here's some from Radio Shack:
http://www.radioshack.com/dc-12v-car-adapters#prefn1=productType&prefv1=6V or less
I've charged all sort of devices with the one I have. Phones, Verizon MiFi 4g, my buddy's tablet computers...whatever. No problems at all, other than the fact that at 1500ma it is slower at charging things.
The receptacle I plug it into is fed by a #12 wire, protected by a 20a Bussman ShortStop auto-resetting breaker.
I've also got a doohickey like this:
Again, no replaceable fuse. Makes sense. It's rated for 1000ma at 5v. So it'd need a 1a fuse to protect the 5v output. Also need a .5a fuse to protect the 12v input. Also need a .05a fuse to protect the 120v input.
Good luck finding a fuse rated at 1/20th of an amp...
Well now I'm really worried. The 12V or 120V transformers that came with my phone/tablet/etc. are appropriately fused like that but I'm not so certain about the port I'm installing. I have a some concerns that it wasn't QCed as tightly as the Samsung/Apple/JBL transformers it's replacing.
Ignorance breeds fear and I confess my ignorance regarding USB ports and the like. :snorkel:
The 12v in 19v out power adapter I use for charging my netbook computers does have a fuse in the plug. 10a IIRC. But I've never had to replace it. None of my 120v power bricks has a replaceable fuse.
Most lighter plug stuff is rated 10a or less. I rigged a circuit rated for 20a, so I could run two 10a devices at the same time if I wanted (or a 10 and two fives, or 4 fives, or...whatever).
Just use a #12 wire to feed that unit, with a 20a or smaller fuse to protect the wire and the 12v receptacle, and let the USB take are of itself, and let whatever you plug into the 12v socket take care of itself.
No worries.