I have been using 102" whips off and on since 1976. Never bothered to tune one since they always fell into spec just as they are. Have had one on the race Jeep now for 7 years (one of the twins I originally mounted on my Ford F 150 in 1975, so it has been around the block) and it has: 1) always worked; 2) never fallen or been knocked off; 3) runs fine with a 300 watt bi-linear; 4) will out-distance just about any other mobile antenna; and 5) always works. Always working is important to me, hence mentioned twice.
Others I have tried are the Firestik (knocked off in Australia), WalMart fiberglass special (knocked off in Alaska), and one or two others I can't recall, but can tell you they fell off or were knocked off in less than one season.
The stainless steel whip has taken solid hits at high speeds and if it has ever been bent by any of these hits, I can't see it. The only down side if there is one is that it flips forward hard enough to ********** the top of the windshield if it hits something hard on the trail. Sort of a reflex depending on how hard it was knocked back. When it gets annoying I clip it down to the rain gutter to keep it out of the way, and it works fine in this position also, although range is cut down a bit.
Do definitely mount it on a spring if you want it to last. Whether it needs the spring in order to be within tune length, I don't know but I doubt it. Its just that the spring takes up so much shock from trail hits that I think it is the reason the darned thing has lasted as long as it has.
The great advantage of the 102" whip over shorter antennas is performance in the field. The only antenna that can outperform a 1/4 wave mobile antenna is a longer one. There is no substitute for radiant surface.
As far as being a danger to others on the trail, I have to wonder what anyone's face was doing within range of the whip. If the vehicle is in motion and someone is within 102 inches of the truck, they are far too close regardless of whether you have an antenna or not. They are dead easy to secure, so if you are doing something that suggests they might get in someone's face, tie them down first.