Personally, I use the stock seatbelts. Unless you are replacing the seats, you are going to find it very difficult to get the harnesses installed properly. Pay close attention to the mounting instructions, and do not vary from their recommendations as to individual strap anchor points. For example, the shoulder straps need to be a certain distance apart, and a certain distance below the shoulders for them to be effective. This will require more than just a "sport cage"...it will require at least one spreader across the back of the seats. The downside is that this will greatly restrict access to the back seat/cargo area. But under no circumstance should you vary from the instructions! A improperly installed harness will be far more dangerous than staying with the factory seat belts....which do a very good job of restraining a person. What they don't restrain are the arms and legs (particularly a problem with no doors on a jeep). But harnesses aren't going to be much better. Add grab handles to the cage in locations where they are easy and intuitive to grab. Grab them often (so it is an "instinctive" move when you actually need them). Do not grab any of the tubes that make up the cage...you will crush your hand between it and the ground...very bad...again, install grab handles. Avoid cages that do not tie into the floor of your jeep! They can and do seperate from the dash. Go to the floor (ala Poison Spider), or through the dash (ala Essentially Off Road).
Something else to consider...driver mobility is important when you are in tight spots. I don't know anyone with a harness that does not disconnect at a minimum the shoulder belts, when they are in a tight spot. This just turned a safety harness into a old fashioned "seat belt" (circa 1972), which offers less protection than the factory shoulder belt (which allows the driver to move around enough to see, without disconnecting it).
In short...I am not a fan of harnesses in non-competition vehicles. They are so restrictive that people simply don't use them...which is far worse than just using the factory shoulder belt.