I typically see engine temps during the warmer summer months between 188-193 when driving on the interstate or around town. On steep grades the engine will climb to 195 maybe a little higher depending on the hieght and length of the grade. At stop lights the engine temp may creep up to 195-197, but quickly drop once I am moving agian. All engine temps we monitored via a ScanGauge II.
I have 247K on the engine and a very well maintained coolant system; Toyota Red, new T-stat, 15K oil in a OEM blue-hub fan clutch, new OEM hoses, OEM brass radiator, etc...
In regards to the fan clutch, it is a worthy mod, that will pay off big. At this time I have only changed out the fan clutch oil. I plan on doing the fan clutch temp mod when time allows.