jeffryscott said:
So before I do any adjustment, I really should use an SWR meter on it to tune it, correct?
Yup, best to put the mount on, run the cable and mount the whip all like you're more or less gonna leave it. The length and routing of the cable, the location of the mount on the truck, these thing affect the VSWR of the antenna. Once you're satisfied that your antenna system is about right, then hook up the meter to the radio and coax feed, use the lowest power setting and see what you get. It's best to be in an open area, minimal buildings and stuff around. An open parking lot works well.
Start with the simplex frequencies, key the mic and announce your call sign and what you are doing. Something like "This is KE0ZZZ testing a new antenna for SWR on 146.400." You might get a response, probably not. But treat your antenna test like a regular transmission, so call sign, frequency, etc. If the SWR is around 2:1 or below between 146.400 and 147.585 (typically the lowest and highest 2m simplex frequencies on most band plans), you are close enough to test a lower frequency repeater at around 144.510 or whatever the lowest repeater you have available. Follow good repeater protocol, say your call sign, what you are doing, etc. Testing on a repeater input frequency will likely get some sort of response and be mindful not to interfere with a conversation and spend only a minimal amount of time on the air.
Go back to the 146.400 simplex and do your tuning there. You want the SWR at 144 higher than the 147 to start. This means the antenna is too long. Cut the whip down in small increments, 1/8" inch or so at a time. A perfect antenna is 1:1, but in reality anything like 1.2:1 or 1.3:1 is pretty good. I personally look for something 1.5:1 or lower and don't spend much time tinkering with it after that. Once you have it good at 146~147MHz, go back down to the lowest repeater and give it one more check at ~144.510. Most likely the antenna at 146 will be very close at both 144 and 147, most ham antennas have pretty good bandwidth.