Those are 3 true Discovery stories. My former DI interior was filled with brittle ABS-like plastic trim that has a tendency to creak when it chafed I motored down the road. Drove my wife crazy! The analogy to being the Ford Explorer of the UK has been explained, and a buddy of mine thought he got a bargain $2500 Disco I, till he spent almost 2 grand replacing 2 cats, 4 oxygen sensors and an ECU to get the check engine light extinguished in order to pass the annual state motor vehicle inspection.
I'm not here to poo-poo the Discovery, just to offer a cautionary view. Do your homework before you dive in. If the Discovery looks like the correct replacement for a Toyota LC, then go for it. It my all be moot anyway, since the OP was looking for a DII and my input is all relative to the DI. Again, I'd love to find an economical DI chassis (and axles) to stretch and put under my Series Rover daily driver.
Oh--Just for the heck of it, I ran the Kelley Blue Book values of a
'96 Disco SD and a basic 4x4
'96 Ford Explorer in Champaign, IL, both with 150,000 miles, both in good condition. I admit that even I was surprised to see the Explorer came in at a higher resale value than the Discovery, especially considering their comparitive prices when new!