Bummer deal man. When you get the insurance check, you can do whatever you want with the money, the insurance company cannot tell you what you must buy.
If I was in your shoes, I'd go buy some black steel Pro Comp Rock Crawler (Series 52 or 98) for around $85 each and some good tires, along with some wheel locks. Those Gorilla lug nuts pictured previously are much better than the 4-pack kits sold because it takes so much more time to take the wheels off.
Also, do yourself a favor and buy a game camera, the kind hunters use. Mount it disreetly where it faces your parking spot. It'll snap a photo every time there's movement in the area, like a security light that turns on when someone walks in front of it. The little SD card can hold tons of photos, so you can always delete the contents when it fills up. I use one in my driveway, and it'll take 560 photos before I have to delete the photos, which is usually every few months. Mine was like $79, there are cheaper and far more expensive versions out there too.
Good luck.