You should probably look here and see what actually fits on that truck, without rubbing. This is the Tacoma World tire size fit reference.
These are the largest tire sizes that will fit a Tacoma with a stock suspension: For 2016+ Tacomas: 265/70/17, 265/75/16 or 265/65/18 For 2005+...
www.tacomaworld.com
For a 97:
For 2004 and below Tacomas: 265/75/16
Lifted 5 lug trucks can run up to a 31" tire, depending on the lift used.
I did the calc for you... 265.75.16 is just 31.65" tall. Zero height gain vs the 15" rims options. I went allll thru this with my 98 Tacoma, decided to stick with my 5 lug 15".
Fitting stock trucks is a kind of an interesting point. Take that post with a grain of salt since the limitations stock remain even with increased ride height due to such things as hitting the frame, cab mount, fender lip or pinch seam, unless along with lift you lower the bump stops to limit up travel, for example.
Lifting an IFS Toyota is really just changing the static ride point within the same travel window. So say from the factory the travel was 8" and Toyota put the ride at the middle such that you have roughly 4" up and 4" down travel. A 2" lift in the majority of cases just means you now sit at 6" up and 2" down.
Going to a mid travel suspension is usually increasing travel, to say 9" total, and can result in a more balanced up and down within that window with a little bit of lift. But this can come at the expense of over traveling things like CV axles and ball joints if done indiscriminately.
So that said, many people have no issue running a 33x9.50 or 33x10.50 (or roughly equivalently 255/85R16 perhaps) on stock suspension by selection of a wheel that pushes the tire out slightly, less backspace, to solve the frame clearance. You can flatten the fender pinch seam and gain clearance on stock suspension, which you'd have to do lifted as well.
You still need to consider the tread width at full stuff to decide if it'll hit the fender. That's often not a problem until you go wider than 10.5" but it's a variable none-the-less. I fully stuff a 265/75R16 on rims with 3/4" less backspace on my Tacoma without tearing off fender flares. Where it gets tight is clearing tire chains between the upper arm and fender. I can do it but it's very close and wouldn't work with 255/85R16. On 235/85R16 I had gobs of space for chains, no worries. That's a 32x9.25 tire, very skinny.
If you change control arms you can mitigate some of the interference, but even that's not always true. Some UCAs change the suspension geometry by moving the spindle forward slightly to clear a larger tire from the cab mount and pinch seam. This works but makes alignment harder to get right, so it's not magic but a compromise. You could put such an arm on an otherwise stock suspension to get the same results. Point would be that stock or lifted isn't the fundamental question as to tire size fitment, it's whether you also put a bump stop to prevent full up travel.