plainjaneFJC
Deplorable
40k for a Tacoma??? Wow, I'd be looking at a 3/4ton base model. I could get a crew cab auto v8 and 4wd for that much. Maybe the OP doesn't want a fullsize truck though.
I'm thinking about finding an older trd sport 4x2 rather than off road 4x4, I think I'll manage with the correct tires and a locker in the rear. Used tacoma prices are insane!
After spending some time searching for tucks, I've come to the conclusion that I will either wait and save for about 6 months in order to put down a hefty down payment for the trd off road, or find a used frontier pro 4x or 2008 or so gm full size 4x4 for under $27k.
The market for used tacomas is just ridiculous, prices are waaaaay too high for used tucks.