Another handy use for UHF reception is you can plug in all the FRS/GMRS freqs for monitoring, even if it won't TX you can hear on the better speaker and pull it in with a larger antenna.
Overall I haven't seen much UHF (440) activity anywhere. But it is nice to have, I mean 2M/70cm antennas are easy to get, 2 bands for the effort of installing one. A lot of city repeaters use 440 as the signal does better around buildings.
But something else to think on, is there is kind of an important difference between a dual band radio, and a dual receive radio.
Dual band is great, it lets you use more frequencies, but dual receive is another animal and is quite handy at times.
For example my Kenwood is a true dual receiver, it is almost literally 2 radios in the same box. The only thing I cannot do is TX on both at the same time. So for example, I can monitor an FRS frequency for the guy who brought a walkie-talkie and still listen and talk on ham without scanning or needing to switch channels. I can also monitor one side, and scan on the other. I can even scan different frequency sets or memory banks on each side at the same time. (I sometimes scan local repeaters on one side, and local emergency services on the other.)
Now some dual receive radios get discombobulated between UHF-VHF, the newer Kenwoods and maybe some others don't. So on some you may be forced to use VHF on one side and UHF on the other, where some will let you do either on either side at any time.