What year Montero? The 00 and on have a common issue that isn't sensor related but is a problem with the gauge circuit.
I posted a thread on it with a link to a YouTube video. Pm me if you can't find it, and I'll send it over once I'm back at a computer.
The fix is pretty easy and takes 30 mins or less.
I'm not sure of temp gauge problems in 99 and older.
Sent from my iPhone
Can't believe I left out the year - it's a 2002.
I would like to see the video. I'd rather fix the stock gauge than install a new one.