Maybe book the Tacoma in for a dyno assessment. Check to see if you're putting down all your V6 worth.
At 70mph what's your RPM at in top gear?
freeze! Check your PM's on CT4WD mon frer.
Oh my, I LOL'd beau coup when I read your post, Nathan. My wife even came over to check on me and said, "what's your problem - do I need to look at something?"
3RZ is the venerable 2.7L 4 cylinder engine, mine with automatic transmission with overdrive, or it was available with a manual.
In this thread we've been talking a variety of individual experiences with a combination of gears, engine displacement, and transmissions. I'm thinking there might be a little tunnel vision focusing in on gear numbers and not so much looking at the whole enchilada... or TACO, if you will.
But to answer your question, when I'm going 70 mph (GPS) I'm comfortably in overdrive and indicating 2700-ish on the scan gauge with my 285's and 5.29's - ********** dab in the 3RZ power band. Can't ask for any better numbers than that -- the 3RZ is functioning in top form. But 2 more cylinders would be good; 4 more would be better; best would be a D4D!
I don't discount anyones personal experience... if you're convinced that your decision is good enough, than so be it. Now, this is my opinion but one I've given a lot of thought to... a problem with strictly interpreting gear ratios from an internet matrix is they are often based on Jeeps, not Toyota engines and drivetrains. It's necessary to factor Toyota engines and their ideal range for HP and torque along with the drive ratios of the transmissions, in addition to the matrix numbers, to find ideal gearing options. Then factor weight (armor, suspension mods, load) and desired tire size. In the end the choice is simple -- study a Jeep chart and calculate Jeep gearing for your Toyota, or noodle it out some more and discover the right gearing for your Toyota.
I don't profess to be an expert but I'll stick with my recommendations in post #20 - they were gathered from a lot of forum research, discussions with expert Toyota technicians with extensive off-road experience, and the pragmatic experience of Toyota owners (wheelers) - the ones with grease-stained fingernails...
I'm not on a mission to convert anyone to my thinking, but I caution: if you can only bear to part with your personal treasure just once to re-gear, pay heed to my observations. ExPo hugs all around... :victory: