Yes, me too eventually.
What I believe happened, based on what I saw for pics : Both people had some type of open bed Overland Rack RTT setup and both ripped the sheetmetal in very close proximity on both sides to where the rear rack supports mounted. And maybe some terrain was taken a little faster than it should have been, and if the truck bounces, all the weight in & on it, can drastically change instantaneously. So, just for example, what was say, 500 lbs static load, could easily jump to 1000 lbs or more, if you jump your truck or hit a series of woops and tires come off the ground. Kinda like the bent frames who were towing small trailers but hit the woops too fast.
But it is purely speculation because I wasn't there.