Transmissions are really easy to pull and rebuild. Looking at about $2-3000 to get one rebuilt up right. Don't sweat it.
The 4L60e, in my experience, deosn't really have any design flaws. It's a good transmission. But it's assembled by GM. The GM trans's in our work truck fleet have a 25-33% failure rate around 100k miles.
Usually it's:
1.) Defects. Bad flywheels. Crooked machined mounts cracking flywheels. Parts fragging, from parts that have little or no load on them. Piss poor UAW assembly, etc. etc.
2.) GM has a cheap skate streak a mile long. How a big heavy 1ton truck can come without an oil cooler is beyond me. We think a lack of coolers on some trucks helped them die.
3.) Idiot maintenance. Somewhere some idiot thought it was needed to change all the transmission fluid at once and get every last drop of the old stuff out. Dumb, If you drain perfectly good ATF before it's so old, then a little left over old ATF in the Torque convertor hurts nothing and deludes right into the new stuff. So we started to use those stupid flush machines. Trucks that got flushed had an increased failure rate. Trucks that got drained and refilled were noticeably more reliable. If you really need to flush your transmissions out because your OCD about the left over fluid in the torque convertor: Drain fill, drive. And a week later do it again. Close enough. What ever is left over deludes nicely with the new fluid. Change the damn filter!
4.) This is thew biggest killer: Wheelspin. Techs who spin tires on icey roads kill transmissions. When the tires are spinning and catch a grippy part of the road that is thousands of pounds of torque and shock load on the tranmission. Also rocking a cold transmission in a icey mud hole will destroy it quickly. Proof? 2wd and 1wd Cheveys killed transmissions 4 times as often a 4wd trucks. More experienced techs that often find themselfs installing new gear on muddy jobsites also killed transmissions more often.
I can't blame the transmission. Even the POS Allison trans. Allmost all failures had clues to some bad decissions at GM or from the driver. Over all the GM engines are slightly more reliable than thier competitors, but thier transmissions are middle of the road. I prefer Ford Transmissions.