Do Land Cruiser folks fret over extended warranties like the Land Rover boards ..??? !!! Doubt it....

[Jwestpro]

Quote...Your rates would surely be higher with 0 deductible otherwise nobody would have a deductible.

We don't know each other, so I don't mean this as an insult to your math skills, perhaps the battery in your calculator is in backwards. But the numbers don't lie, from $1700 down to $1300 is $400 less. Try the math on your own, or just call your insurance agent.

Hey, in all seriousness, you may want to chat with your policy holder. There is 0% chance that lowering or removing the deductible can also lower your premium. Zero. Like posted above, have a $1000 claim with no deductible and they cover entire claim. However having $1000 deductible means they only start paying out after the first $1000. Meaning you get no help on that claim and obviously shouldn’t brother making the claim unless you got an annual cumulative deductible deal.
Choosing a High deductible will make the policy price be as low as possible. Choosing a low one will cause policy to increase. There is no way around this with all other aspects being equal.

Everyone here wants to know your holder if you can prove us wrong LOL because we will all switch tomorrow.

 

[Jwestpro]

Well, this thread took a silly tangent but I think it is sufficient to say that Land Rover owners chat about extended warranties far more often than Toyota owners

 

[jadmt]

Well, this thread took a silly tangent but I think it is sufficient to say that Land Rover owners chat about extended warranties far more often than Toyota owners

I have been out looking for a new calculator...as apparently my old one had the batteries in backwards so my math was not adding up.....

 

[Jwestpro]

Why would anyone 'fret' over an extended warranty?

W123 Mercedes.

JLR owners "fret" in that they cannot often decide if they should pay up for the warranty or not. I've done both as you described, new to old. I did briefly also have a 2006 LC100 which I have pretty much always thought I should've kept. Water under the bridge now though...

The 123...mmmm. I hear one purr by