Hi RoyJ,
Your a mirror of my way of thing and practices. Back seat removed, platform over foot well with heavy items down low and RTT on top. My Cherokee's had the sway bars in the garage with under 50 mils on them. I have since got a JKU and done the same with it. It is the Rubicon and has the electric sway bar disconnect so it is still on the vehicle.
Common sense dose not come in a bottle, but a box and you eat it like dry cereal one piece at a time!
Great minds think alike!