Thanks everyone for the advice and opinions. My credit union said the 2.99% didn't sound right as that year vehicle is listed for them at 10.99%
I left a message for the sales guy to explain their interest rate and revealed a little more truth to them...I was offered $25,700 at the local Toyota dealer for my Tacoma as a trade in.
Having called them out on the car being on ebay with a "best offer" option after being told repeatedly the price was firm. I also offered them a lowball from their asking price of $5000 otd for the Montero.
His reply was..."we don't try and make $3k on a $7k vehicle, and the Montero sold this morning."
HA!
I left a message for the sales guy to explain their interest rate and revealed a little more truth to them...I was offered $25,700 at the local Toyota dealer for my Tacoma as a trade in.
Having called them out on the car being on ebay with a "best offer" option after being told repeatedly the price was firm. I also offered them a lowball from their asking price of $5000 otd for the Montero.
His reply was..."we don't try and make $3k on a $7k vehicle, and the Montero sold this morning."
HA!