I haven't had any trouble with electrical noise in modern vehicles, either 2m fm or 10m ssb. I believe that most modern vehicles are pretty quiet, electrically. But maybe I've been lucky. If you do have noise, I don't know how much you'd get from going directly to the battery anyway. People I know that have had noise in vehicles have had to do all sorts of shielding and grounding on the source side of the noise, because the antenna is going to pick it up anyway.
The main reason to not use a lighter plug is beyond around 25w output, most lighter plugs are too lightly wired to handle it. The reason I know this is that I'm lazy, and ran two different cars on lighter plugs, and we routinely use lighter plugs to temporarily use 2m radios in other people's vehicles for public service events. Some radios, some cars, are fine at 50-75W, many or most are fine at 25W, I've not seen one not work at 10W.