Not that I'm covering new ground here, but my 2¢ for whatever its worth is that a roll cage is a VERY nice thing to have on expedition.
First off, the safety factor is hard to argue. While a roll cage can minimize the damage to the vehicle, it also minimizes the damage to the passengers inside. I wouldn't relish the idea of having to deal with a major medical catastrophe from a roll over 100 miles from civilization.
In the Central America forum we were talking about bad roads. There's a notoriously bad road from the Belize border up to Tikal in Guatemala. A few years ago, a bunch of us were driving that bad road around dusk. The road is notoriously unsafe after dark, so we were racing the sun to our destination. The lead vehicle rounded a corner and there was a pig in the middle of the road. I was second in line and dodged the pig, but the lead truck hit that pig and did a baja jump. Had he not hit the pig square on, we could have been royally screwed to say the least.
The second big advantage of a roll cage to me, is the fact that it ties the roof rack into the frame, instead of putting the stress of the rack and its contents on the fragile rain gutters.
The caveat of course is that a roll cage does add extra weight to the top of the vehicle, increasing its center of gravity. As long as one realizes that, and adjusts their driving habits accordingly, and provided one doesn't treat a frame attached roof rack as a license to overload the rack, then I think the benefits of a roof rack FAR outweigh the drawbacks.