To split hairs...
Typical N.A. service is 240V split phase. The center point of the 'split' is the grounded neutral.
Apartment buildings for example.
Are frequently served 208V three phase.
Most 240V appliances are designed to work at 208V. Obviously at reduced effectiveness.
Aside from UK, most of europe is served 400V three phase.
( Lucky people !
Living the dream with three phase power to the house )
400V three phase gives 230V phase to neutral, that serves most loads aside from cooking & heating appliances.
Without another transformer, there is no practical way to reduce that.
A further aside.
In UK, most construction sites and some industry uses split phase 110V for power tools and lighting. (This is considerably safer than even the 120V of N.A.)
This is accomplished by dedicated transformers at the site.