Thanks for the tip! Will definitely follow precautions/instructions when reassembling and will do a few short shake-down runs while checking temps and pre-load. Seems it's really no different than what I'd do with my mountain and road bike hubs: preload finger-tight, check for play, ensure hub spins freely, tighten in small increments while rotating hub, back off slightly and secure (cotter pin in this case). Drive a short distance, test for temp and preload...adjust as necessary. Rinse and repeat until positive results are consistent and repeatable. By chance, does anyone know what respectable temps should be? Will it be in the hub assembly documentation? Or, is it just "common knowledge"?
My big mistake was in "assuming" the preload was ok when I bought the trailer from the seller. I've rented from U-Haul plenty of times and never thought to once check pre-load. I assumed U-Haul maintained their trailers and everything was good. To their credit, U-Haul was always great and I never had issues despite multiple cross-country (FL to CA) trips. I've bought plenty of new vehicles and never inspected if wheels were tight or bearings preloaded correctly. I assumed the manufacturer had done that correctly. I blindly assumed the same when buying this trailer. I checked the grease, but didn't check the preload and didn't check to ensure the hub was properly installed i.e. washer between castle nut and outboard bearing present. Lesson learned: never assume, check and recheck.