Volvos rock! We experienced the same skepticism and perhaps even disdain on the Imogene Pass by Trailelitist Jeepers. I wonder how much more irritated they'd be if they knew ours is the T8 (PHEV). We were following some older model 4Runners and they were quite impressed and happy to see us on the trail. There was at least one Jeeper that was visibly annoyed that we were able to keep up with him, and another that stuck their head out and said "turn around, this is nothing, it gets worse ahead" to which we were capably able to maneuver. Perhaps they felt their egos deflated by seeing a "soft roader" showing up their expensive builds. Granted, we didn't go further than the summit from the Telluride side mainly because I didn't want to push my luck on street tires (don't have AT tires on our 2017 yet) and didn't have a spare with us. I was especially cautious on the rocky parts. It was still wonderful to experience the Colorado high alpine and the best part is our teenage son was all to happy to MTB back down to Telluride on his Rocky Mountain Thunderbolt. He got to tell his buds he got 5k' descent in one run. Our XC90s don't disappoint.
Sure, with a lifted Jeep you don't have to worry about your line as much. Bumps and scrapes add trail cred but by picking my lines we cleared obstacles without even a scratch.
Overland is for anyone with a desire and ability to adventure with capable equipment. Would I go bogging in our Volvos, unlikely but would I consider it? I'd have to assess the terrain and gauge it against what I feel I could safely accomplish. Just like any driving, it's about learning to pick the right line that you can safely maneuver, whether its on-road, off-road or track. Often it's the critical component between the seat and steering wheel that determines the outcome. We've seen some amazing sights. Granted, we've driven over terrain most Volvos only dream and gotten dirtier than most will ever but it's all part of the experience we seek.
Would a Jeep, 4Runner, or LR let us go further afield or take a more gnarly route, yes but I enjoy the on-road experience and safety Volvo gives us just as much. I wouldn't sacrifice it for weekend or summer adventures just to go over a house sized boulder or try to go through a swamp. Don't get me wrong, I envy those that can build out theirs... XC70 have far more options to build up than XC90 due to unconventional suspension mounts on first gen XC90. Not sure about SPA XC90. If I could I would to make them all the more unstoppable than our stock XC90 are. I can't wait for our 2017 to get AT tires next summer! I just threw on the winter set last weekend.
Although trying out BFG on our 2010 this winter, I'll still swap them out for studded Nokian in a few weeks.