I was merely suggesting that, in the real world, water as we encounter it is a very good conductor of electricity. What the article says is that water loses its insulating properties once any number of substances are dissolved in it, at which time it becomes a very good conductor of electricity.
"Water quits being an excellent insulator once it starts dissolving substances around it."
"Interestingly, if the water contains very large amounts of solutes and ions, then the water becomes such an efficient conductor of electricity that an electrical current may essentially ignore a human body in the water and stick to the better pathway to conduct itself—the masses of ions in the water. That is why the danger of electrocution in sea water is less than it would be in bath water."
I get the difference between 12v and 120/240 so I accept your response around intensity but, since I'm not an electrical engineer, I really have no idea how a 12v battery would react to being submerged in water, or why, which is why i started this thread in the first place. A few folks have shared their experience, and I value that, but I'd really appreciate knowing the physics behind why submerging a 12v battery won't short it out.