Aussie Iron
Explorer
Most bad diesel if either bad because of water or diesel bug. Diesel bug (be it algea, bacteria, or whatever) thrives in varm environments. Sludge in diesel is usually diesel bug, and although you haven't had any problems with storing it for those months, doesn't mean it's a better solution to carry all that around constantly rather than purchase it from some outback garage if the aim is to avoid what is perceived to be "lesser" fuel.
Yes diesel bug can be a problem but I think you are barking up a personal choice of people having 2 tanks and carrying fuel around. If you don't want to do it Don't. I know myself a lot of time with my standard tank I'm driving 20Klms a day just to get fuel so I can keep working, so a second tank for me will pay for itself. No I don't live in town.
Dan.