I am curious to know what your background is, and whether you are in the "industry" for a living, or just well read and willing to offer your theories. I for one would love to know how much weight to lend your posts.
It's my industry, education, and profession, for the last couple decades. And my passion, for a lifetime.
From what I can see the Xterra in all models is listed as taller than the Montero, and only weight about 10% less, the other factors I cant comment on.
All that I was trying to allude to, as well as others who differ from your opinion, is that just because you switch your tires from 265 70R16 to 235 85R16 it doesn't meant that all of sudden his Montero will turn into complete disaster on the road and be dangerous and rolling over on every corner.
Will he notice a difference, of course, they are different sized tires, but you just adjust to the new tires, notice the limitations and move on. It isn`t quite nearly as dramatic as you suggest.
In the end run what you feel is safe, and what you think looks good, everyone else`s opinion is just that
The 2001 Montero's hard points.....the roof above the windshield....is nearly 6" taller than the old Xterra. And the Montero 4x4 weighs up to 1000 pounds more than a base Xterra (4718 base Montero vs 3589 Xterra, GVWR is 1085 lbs greater in the Montero). Now add the capacity of two more passengers in the Montero's third row, and/or cargo packed into the 30 cubic foot larger interior.
And you're comparing a Body-on-frame Solid-rear-axle leaf-sprung Xterra to a unibody, IRS, coil-sprung Montero. Do you think they will behave similarly? Do you think they will have a similar center of gravity? (Hint: heavy frame, heavy solid axle, lower roofline)
Couple all of this with the sad reality that the Montero is ALREADY known as "a complete disaster on the road and dangerous and rolling over on every corner"
Perhaps not that radical, but relative to your Xterra, it's safe to say it's not as safe in the handling department
Guys, do what you want. You will anyways. But don't be blind to how different tires will change how your vehicle behaves. If you're willing to make those compromises in safety to (maybe) benefit in certain off-road conditions, do so fully aware of the potential consequences.