There is no emergency Ham frequency. The emergencies you reference would be broadcast on AM and FM radio. A CB or GMRS transceiver will receive just as well as a transistor radio.
These are all radio receivers. Since you don't want to listen to chatter why get one? Receiving is not going to help you in an emergency.
Why not get a GMRS or CB ,with tuned antenna, with weather band capabilities and you can get the weather ,if available, and can talk if need be.
Is your unit updated?
https://support.garmin.com/en-US/?faq=QIpm6OKYTv41VE8vHn92o6#:~:text=Press%20and%20hold%20Back%2C%20Down,Applying%20Update%2C%20then%20let%20go.
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