Crazy insurance issue

[Ramdough]

I am looking at buying a former Millitary vehicle as a base for a camper build. I called my insurance company and they said they could not cover the truck as a truck because it was too big. I asked if it could be listed as an RV. They said no.

They said the weight was not the issue. Since it was Millitary, the state has to issue a VIN, not the manufacturer. They do not accept state issued vins.

Also, they do not accept home built campers. This I can solve since I am looking at builders anyway, but not sure on the VIN.

This is in Texas if that helps.

Any thoughts? Who are you using and any luck in Texas?

Thanks!




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[Nimbl Vehicles]

Might want to check over on the steelsoldiers forum, they deal with this a lot more often!

 

[pappawheely]

Which insurance company?

 

[Ramdough]

Progressive says they do not insure home built campers.


I found a builder that can build my RV, and he vin is federally issued, so that should be ok.


Who is everyone else using for insurance?


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[tacollie]

My buddy built an camper out of a budget van. It is insured it for $40k though Allstate. He had $19k and his labor into it. He just sold it for $38900.

 

[1stDeuce]

I used Progressive in MI for a1973 M35A1. It was registered as a "Pickup truck" since the bed had sides on it, like a pickup.
I carried liability only, figuring not much was likely to damage it beyond fairly easy repair.
I used the registration (serial?) number as the VIN. I'm guessing that because it was a pre-1980 truck, this didn't trigger any alarms about a non-17 digit vin. (17 digit vins started in 1980...)

Good luck!!

 

[Weeds]

Another company to try is Foremost.

 

[Ramdough]

I am looking at a ‘97 m1083....... progressive said it was too big. Maybe I could do a commercial vehicle for non-commercial use.




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