Absolutely true that it's important batteries put into banks be closely matched in type, age, condition when you're discharging. This is basically mandatory if you want the batteries to last without accelerated aging.
Understand that batteries have different characteristics when they are the load consuming current from the charger than they do when they are the source producing current to loads, fridges, lights, engine starter.
When charging differences in batteries can be tolerated to some extent. That's not to say you have free reign to pair wildly different batteries in parallel. Just that if you have multiple batteries or banks of batteries that are only combined during charging then you have more flexibility.
Generally once a battery is charged it just sits waiting for something to change. It's static situation where it's consumed all the current it needed to reverse the chemical reactions and, once done, stops taking more current. It doesn't care what any other batteries might be doing. It just is done and sits basically quietly as long as the voltage is still high enough that it doesn't start to discharge either. This is the literal float state. It's neither significantly charging nor discharging, so it's just floating along.
I say generally here because we're assuming lead-acid and that chemistry works this way while other, notably lithium, chemistries are a bit different. Lithium chemistries may keep charging as long as the voltage is high enough, which is a problem since pushing more into the battery after 100% charged is turned to heat and that's a serious risk. But that's primarily why you have a BMS in them, which negates any discussion of parallel banks since the internal controller deals with it.
Even so you can't get around some things, like batteries that do not share compatible voltage thresholds for absorption and float can't practically be charged in parallel. Setting your charger for one type risks over- or undercharging other types in the parallel circuit.
This is something you might encounter trying to mix gel and AGM and flooded lead-acid. And using lithium with a BMS doesn't necessarily mean it's inputs are guaranteed compatible. You have to read the manuals and spec sheets for all the batteries to make sure their values work together.