Karson, that was me that broke my CV on my Trooper, and yes, the diff does have to be dropped to remove the CV's. Not an easy field repair. What I did learn though, is that if the inner joint is fine, then you can actually rebuild the inner joint with a new axle relatively easily. But, if you only lift it mildly, put manual hubs on it, and keep an eye on you boots you should not have a problem with the CV's. My failure was due to my lack of preventive maintenance. The outer boots were torn, and I knew it, but I did not replace them. Then, through water crossings, dusty roads, and a little mud thrown in for fun the DS outer CV finally gave out. But this was after a year of neglecting the boot issue and lots of off road travel.
As far as lockers, if you get one with the G-80 LSD you really do not need a locker in the rear. This is a great set up and will serve your needs well. ARB does make lockers for the front diff though if you want to go that route. I say get the Trooper. Mine has never let me down, and I have over 120K on the odo. And, I am still running the OEM brakes from the factory. Very solid truck, and very capable. I am running the original suspension, and a few weeks ago at Gunsight a couple of the guys behind me commented on the articulation of the rear suspension. They could not believe it was stock, and with 120K on it. And, Scott can confirm this. Though, the new Taco's are pretty sweet as well.