Suspension Upgrade & GVWR

[DaveInDenver]

No matter what you do to increase the capability of.your truck, if you get in an accident, the insurance company with go by gvwr.... You definitely don't want to be over.

I suspect it would have to be a fairly unique situation for an insurance company to worry about exceeding GVWR on a sub-10,000 lbs truck (e.g. non-commercial, light duty situation). But you never know when a state trooper, adjuster or lawyer will cross 't's and dot 'i's, so being conscious of it is probably not a bad idea.

 

[Dalko43]

All this said, I'd encourage everyone to weigh their vehicle as it sits now. I bet you'll be surprised how heavy it is. Your cargo rating is including people. A lot of mid size vehicles are coming with cargo capacities around 1000 lbs. Subtract a couple of 200 lb adults and almost half your capacity is gone. Subtract steel bumpers, winches, sliders, racks, etc and on many vehicles there's nothing left for your actual stuff!

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That's why a lot of people on here who buy and build up a midsized SUV/truck (4runner, Tacoma, Jeep) would be better off doing one of 2 things:
1) Buy 1/2 ton or larger truck that is designed to carry heavier loads.
or
2) don't put so much gear and mods onto their mdsized platform.

The payload for my 5th gen 4runner is ~ 1.5k lbs, and I'll reckon I've filled 2/3 of that capacity in stock form, without ever putting any sliders, bumpers or winch or any extra passengers on it.