After 10 months of owning my 2024 Accord, I made the decision to get a Camry. My main reason for the switch was because the Honda seat is not very comfortable for me. I have endured it for long e ough. I also miss having XM satellite radio.
I purchased a 2025 Camry XSE today.
I never wanted an XSE, nor did I want a red car.
Initially, I was going for the LE trim, but it is so stripped down, and the drive out quotes I got were too high and closer to the SE. I wanted LE for the best mpg numbers since I enjoy hypermiling
I then decided to start looking for an SE, but I was not happy that the mpg number was lower. I got some decent offers but not all the options I wanted. The ones I wanted were priced very high.
I went to this dealership. They had only XSE in stock, and they wanted to get rid of them. They had Blue, Black, Ocean Gem, and Red. I picked the Red.
We went back and forth until we settled on $38,000 OTD. That includes TTL.
I then presented my trade. My 2024 Accord, which is paid for. It was a hassle then until they accepted to buy my car based on CarMax's offer. They then tried to make it fit in the price, and so my balance is $11,500.
They asked me to finance through Toyota. Toyota rates are not good. I have the Tier 1 interest rate of 5.25%
My loan is $11,500 for 60 months @ 5.25%. My monthly payment is $220 a month for 60 months. My goal is to try my best to pay off the car in 12 months or less since I will be paying at least 3 car payments each month.
Too bad my XSE has 19 inch tires, so my chances of hypermiling to get great mpg is greatly reduced. I honestly wish to buy the oem 16 inch wheels and tires to put on my car for some serious hypermiling. But I will never sell the oem 19 inch wheels and tires.