Trailer Insurance

[kb7our]

How are you guys insuring your trailers? I tried going through Progressive and they said sorry we don't insure that kind of trailer (utility). Maybe my Geico auto policy covers anything I tow and I don't even know it. Ideas?

 

[spressomon]

I have mine insured by Allstate as a separate policy from my LC....runs about $150 per year. I told them it is a camping trailer...maybe try that.

 

[Steve Curren]

When it's on the vehicle it's covered by the auto policy, when it's parked I have PLPD coverage. At least what's with USAA.

 

[DaktariEd]

I have an Allstate policy too...

 

[robert j. yates]

My agent put my Horizon in to Mercury as an RV camper same as a pop up. No issues here with having it separately insured for its invoice value.

 

[kb7our]

Thanks for the tips!

My agent put my Horizon in to Mercury as an RV camper same as a pop up. No issues here with having it separately insured for its invoice value.

My first mistake I think with Progressive (where we insure our RV) is I said utility trailer and they could not find a way to do it. Now I know to say camping trailer or pop-up style trailer and it appears I will be golden. They key is I want it insured for "invoice value" not just a few thousand which I believe it the case with many auto policies that cover whatever you tow behind it. Thank you.