Someone is just confusing the terms.
A standard part time transfer case has two settings- 2Hi, 4 hi, and 4 Lo. In 2hi, there is no power being sent to the front axle. (aka, 2wd mode). In 4hi and 4 lo, it rotates both the front and rear drive shafts at the same speed- .
Some transfer cases are 4wd all the time- some have selectors that allow it to be locked for the same speed. This is what someone was referring to as a open transfer case, but really, thats now how most are (most are viscious operation) or selectable.
On a open diff, 100% of torque reaches the wheels at all time- except that torque will follow the path of least resistance. This is why the wheels with the least grip looses traction first.
Lockers in the rear of vehicles can be tricky- aggressive lockers can activate on you in a turn, making you loose control-. Lockers in the front can make for some really interesting turning issues. Selectables are the best solution, but are often at twice the price.
The odds of having an open front/open rear 4wd truck running into an obstacle at the same time are better than the odds that two rear wheels on the same axle will be stuck.
You can get some tire chains which will get you a lot further.. tire chains with a locker is really the best option in a 2wd truck.