Interesting insight to some personalities, very good thinking
The Joplin tornado was a good example of a bug out situation. In Joplin, thete are some pretty good mudders, rock crawlers, and 4x4 machines, covered by building debris, flipped, smashed and destroyed. Many walked out.
Electrical service was out for miles, no gas pumps, emergency radios, police, fire and ambulance were down due to the towers being gone. No cell phone service in the area, cell traffic was so busy that service was down 100 miles away. Ham radio was the oly thing up and running for emergency communications and to regional hospitals. Motels were filled a hundred miles away that evening.
A few years earlier we had an ice strom, no damage like Joplin but people were in homes without power for over a month in the winter. Many areas in the ozark hills were impassable for days, unless you had a half track or tank. I was lucky as I was at the cabin and had jsut gone to the store. Had propane and a battery operated thermostat and fire place. And, my electric would go out temporarily and come on for just a few days as they work on other lines.
How about the movie Detropia, the fall of Detroit from the economic troubles from 2009. Jobs lost, homes lost, crime and people moving out.
Nowhere is immune to destruction. We are also on the New Madrid fault impact area, we don't need that one!
I'd say that putting all your eggs in one basket in your BOV may not be such a great idea, depends on what happens, it could be destroyed. Having everything in a closet or garage, while a good secure place, the Joplin tornado demonstrated that may not be a good overall plan. I suggest you have two or more stashes in the event one is destroyed or lost. As to vehicles, most folks can't have a second bov parked at some other location so being aware with a plan would be prudent.
My place is at the top of a hill, all of Arkansas will probably be flooded before I am and the city water supply lake is about 500' away. Large floods are a problem, vehicles were underwater along the Mississippi and along the White River areas. I guess if you're in an area prone to such floods you should know that.
I really doubt any invading army will parachute into my neighborhood or aliens from outerspace. Gangs, maybe, government authorities doing something stupid is a better chance of a problem.
I grew up here, I know stuff about my city that most everyone doesn't know, like underground tunnels and large drains that have been bloked off over 30 years ago, (rode my bike in them as a kid) most every alley, the attitudes of neighborhoods and where things are.
I think that being an expert in your area of where things are would be a big plus, not to go steal it so much as assiting authorities who are usually lost in an emergency (as they try to stick to SOP and find thier SOP doesn't apply). If you know there is a sign company three blocks away that has a bucket truck, that may save a life!
I think your plan should include being aware of everything around you, people, places and things.