insurance?

[michaels]

what are you guys paying for your insurance. i'm 21 and i know that my age isn't in my favor for a bike, but i'm trying to do all i can to research this stuff before my purchase.

i'm most likely going to get an early 2000 honda XR400 or 650, and i'm on my parents geico account for my truck.

figured i'd ask you guys what your all paying?

 

[CoastalDefender]

$600/yr...

I am 28, married, good credit, and no tickets, Geico Cycle plan.

My four other vehicles are $550/6mo on our Geico Auto plan. But out two new ones have extensive mods, so it was upped a bit from the norm.

 

[Serg5000]

21 years old, your going to get screwed no matter what. Good luck man.

 

[michaels]

21 years old, your going to get screwed no matter what. Good luck man.

ha. thanks. forgot to mention i'd only do liability at the base of what's required by law...

 

[Serg5000]

Same either way. Your age is going to be a huge hurtle. No offense intended man, just pointing out the obvious. Just be glad your not from California, you would get raped if you lived here.

 

[HenryJ]

That makes full coverage on my TW200 look very attractive at $75 per year

 

[Terawanderer]

2003 DRZ 400.....54 years old 100 a year looks cheap for full coverage

 

[nbleak21]

Mine was $54/mo full coverage a couple of years ago with Progressive Auto. (and I was 19-20 yrs old at the time)

 

[michaels]

Mine was $54/mo full coverage a couple of years ago with Progressive Auto. (and I was 19-20 yrs old at the time)

i figured if it would be around $50-$60/month then i'd have no trouble affording one. i just wouldn't be able to buy as much beer and more ramen. :yikes:

 

[CoastalDefender]

i figured if it would be around $50-$60/month then i'd have no trouble affording one. i just wouldn't be able to buy as much beer and more ramen. :yikes:

Learn to buy 1/2 as much and just supply the girl you're with and you'll be much happier...

 

[michaels]

Learn to buy 1/2 as much and just supply the girl you're with and you'll be much happier...

lol. i don't buy girls drinks anyways. in fact, i've had more beers bout for me than i've bought for anyone other than myself, i think.:ylsmoke:

 

[earthmuffin]

You may want to consider calling around and getting a quote by size of bike. The number of cc's can drastically reduce you premium. Buying a smaller bike can save you a lot of money all the way around and still get you where you want to go.

 

[R_Lefebvre]

Yeah, it's all about the cc's. I'm paying $47/month for the bare minimum on a WR250F, and a DR650, about the same hp and more weight, would be $120. It's stupid.

You should look at a WR250R or X. All the power you need to get around on the street, and really cheap insurance. I'm planning on trading my F in on an X.

 

[nbleak21]

i figured if it would be around $50-$60/month then i'd have no trouble affording one. i just wouldn't be able to buy as much beer and more ramen. :yikes:

Yep, sounds just like my first couple years of college. I reduced my drinking to keg parties (1-2 nights a week at $5 a bottomless cup, gets you a heck of a lot more consumables than $10 on a 12 pack.)

I can't believe how much raman has gone up in price! It used to be $.14 a pack, or $1.14 for a 10 pack for the good stuff just a couple years back!

 

[michaels]

Yeah, it's all about the cc's. I'm paying $47/month for the bare minimum on a WR250F, and a DR650, about the same hp and more weight, would be $120. It's stupid.

You should look at a WR250R or X. All the power you need to get around on the street, and really cheap insurance. I'm planning on trading my F in on an X.

well it has to be a dual sport, but i'm fine with less CC's. i don't really need to go faster than 50 MPH.