Still $138k here
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Good one! You will see the new Transit Trail outfiited for over $220k. I guess my point is, you can spend 220k on a van, or 220k on a trailer and new truck.
We're having one built for us that's under $100k (delivery in March/April), but it's taken a lot of research and time to get there.
220k is a big portion of a asset that grows in value ie land purchase, cabin etc
Since they are basically the same price now, what's a better relative "value" at this point, the Roamer1 or the Pause (IYHO)?
You also cant put a value on enjoying life. I could spend 40k a year traveling around staying in hotels, or spend 140k on a trailer and travel enjoying our awesome country the way I want.
Are you financing your 40k a yr travel on credit cards? If you are your in the same spot as the 15yr RV loan person. Which case economics catches up with you eventually. Then we move you to the homeless problems thread and we discuss all the various impacts being seen and experienced by those of us watching our federal lands getting closed off?.
Lucky, only cash, but I would finance a trailer if need be. . At 59 years old, I am going to enjoy my life. I would camp in a tent (We Do) to be outdoors, that is what makes me happy. If someone can afford the payment, what is the difference? I financed my first motor-home at 21, paid it off, it was awesome. Think about how hard all of us work during the most capable times of our life, wait to retire, have money, and bam, you die. I am not advocating financial irresponsibility, but enjoy life!
100% spot on. Nobody is advocating irresponsible spending that puts the basic requirements of a healthy life for you and your family at risk but enjoying life while you can and when you can is important. If I have set myself up financially to responsibly afford a trailer payment now then why not? Yes, I could start stashing that money away to save up but it might take me many years to save enough cash to pay cash for my trailer. In the meantime I am missing out on using and enjoying that trailer. I would say that it is probably a good idea to come in with enough cash down to try and stay ahead or even with the depreciation just in case life happens and you need to sell and get out of the loan.
As we all know, there are always tradeoffs. The advantage to the truck trailer combo when it's time to move on is one can sell them separately, meaning a broader pool of potential buyers vs a van conversion. With the latter, you need a buyer who wants that specific van/conversion combination. As for spending $220k on either option, I'll pass. Reminds me of how times change. I nostalgically recall how the brand new '99 F250 V8 4x4 with camper package and a FWC Grandby set me back $35k combined back in May 1998. Granted the FWC was spartan by today's standards, as was the truck for that matter. Unfortunately, I sold the combo in 2019 close to a year prior to Covid. Could have easily doubled my money had I waited a year or so.