I would venture to say that most are not using a circuit breaker, as was mentioned. I do. for the very reason stated above. A hot cable riding the full length of the frame.I have been using a resettable circuit breaker. I can push a button and kill the power to the cable when I don't need it.
Here is an example on ebay:
250 AMP FUSE CIRCUIT BREAKER 12 VOLT
Search for : "12 volt high amp circuit breaker" and you will find lots of them. Make sure you get one you can manually trip.
This is sort of a long distance picture, but you can see it on the top post of my battery-