Fireman78 that's about what it boils down to. I bought a 04 taco last March and built it up to expo specs from stock in 10 months and i loved it, it was a fun truck until i would load it up and hooked up my jumping jack and all i would do is worry about the motor and tranny. I said enough of that sold it and got a 05 3500 QCSB SRW Cummins. Now i load up, hook up and enjoy my trips instead of worrying.