That's a good point. When I designed my trailer, the water tank is sitting on the floor between the frame rails, the floor is welded to the bottom of the frame, thus no skid plate is required. So it's as low as it can get and light weight. It's also central to the trailer so it doesn't slosh side to side. It is located 60/40 over the axle so that the CG of the trailer doesn't change as the tank is emptied.
The only issue is... and I question some of the reports on water usage... We went camping for 4 days, and I figure we used 10 gallons per day. And that's without showers. That's just 3 people drinking, cooking, and doing dishes. Now, we weren't conserving as if our lives depended on it but weren't being wasteful either... what am I missing? Dishes takes about 2 gallons by itself, 3 times a day, that's 6 gallons right there. We had a small typical dish pan, probably about 3 gallons, and we filled it half way. I'm starting to think we're going to need a second 19 gallon tank on the trailer.