Ok, winter road competition here.
I know, some people here lives in Colorado, northern cali, new-hampshire, northern indiana, etc.
I live in Quebec, canada. The north shore on the st-laurence river. I'm on tje road for work (paramedic) and on the hills for fun (skier and patroler). So when it snow, I have to be on the road. Snow storm, even better. Have to go skiing, unless DOT close the road, but for work, we go anyway. In the skiing are, we get an average of 22 feet of snow a year.
So now, about tire and lockers. I do believe in snow tire (the ones with the snow flakes and mountain logo), but see no use in studed, unless for you, a snow tire is just a regular ms tire (the all season type). Counpond as improved so much over the years, that they are just super efficient on any type of snow or ice, even in -30 F or C.
With a AWD or 4wd, they are just fun do drive. I drove with a an open diff, with Factory LSD and with detroit locker. Even ad a true track up front. Had little scare with any type on diff. The LSD and the open diff, but not with the locker. Reason, I was just plane stupid. The scare I got alsays happend on black ice. And I was just driving to fast and was on 2wd. No mather what, even on 4wd or AWD, I would have been going to fast.
Even once stop at an accodent scene on a slushy high way to a turn over suv. The lady was driving in 4 wheel drive with winter tire, on ......cruise control. Just plain stupid!
If your sty'e of driving is just pedal to the metal, nothing will keep you on the road in winter. If you always try to be ahead of your game, then a good set of winter tire (that does not inclued stud in IMO) and a Truetrack is just a blast to drive. Even better, one in the front too. I did that before going to 9" with locker in the back and d44 ARB in the front, and that was the best set-up for winter driving I ever had.
But I'm just a guy from the north.
Oh, forgot to mentioned, lived in Northern Indiana (Michiana) for about 2 years (2 winter) and Northen New-hampshire for one, and the worst road condition I have seen where in Indiana. Ice on highway for weeks, and cross wind like crazy. Regular AT tire at the time. (But remained on the road).