I pocket carry a little Taurus 9mm about everywhere. I also have a IBW I can use for my 1911. BUT my 1911 is a higher dollar gun and I don't want to subject to the environment I many find myself in esp. while doing this type of activity.
There are bad people everywhere, fortunately their numbers are small.
We are in more danger from bad drivers than people mishandling their guns or even being a victim of a crime. But we still drive.
I live rural and I am a vet. Most people I know carry, hunt and have experience with a firearm.
Even though the chances of needing one for defense is slim, there is a chance. As individual we are a greater risk to have a need to protect ourselves than other business, such as banks, liquor stores, gas stations..., that do go to great lengths to protect themselves.
"Robbery Locations
Most people think of robberies as those committed against banks (2.1%) or at late-night retail establishments like gas stations, or convenience stores (8.3%) where a gun is used to force the cashier to hand over the money. However, most robberies occur on the street (44.5%), directly against a person, and are called a strong-arm robbery. When someone uses force or fear against you to steal your car, it's called carjacking. When someone robs you in your home (14.3%) it's called home invasion robbery. A shoplifter can also commit the crime of robbery if they fight with store personnel who try to stop them."
http://www.crimedoctor.com/robbery1.htm
I realize this source is using fear to try to sell us something but there isn't anything wrong with protecting your family and yourself.