StenchRV
Well-known member
Well this might change some things insurance wise.....for the better WE HOPE!
State Farm just raised our rates from $150 a month to $200 a month. Having an expensive "box truck" on the back does not help with the commercial insurance policy we have. When we purchased our truck we knew it was going to be a expedition truck that was almost a permanent conversion. The habitat can be removed, if for some reason we decide to change base vehicles in the future or God forbid something happens to the truck.
We checked into the conversion process, seemed pretty straight forward. A few people on EP have done it and also sent us some information. THANKS to fellow Atlanta GA area EP members 2 bikes 2 brown dogs ! We were lucky that when we bought the truck, they knew the purpose, it was registered as a motorhome but not titled as one. The title part is what the insurance company wanted.
We took all of information, and the truck just in case, to our local motor vehicle office. They copied some of the paper work from Overland Adventure Truck (probably helped out) looked at a few pictures and sent everything in. Our small town MVD office has always been SUPER helpful and nice.
A week or so later......
GA reissued the title NO EXTRA $$$ Just the standard fees!
Time to go insurance shopping. We had really good luck on our large motorhome with the Hartford. They insured the motorhome as part time use, 6 months out of the year, divided up anyway you choose. We had them for 7 years and never had an issue. Hoping to find something similar with our current set up, or a least something a bit more reasonable coverage and price wise than a commercial policy.
FINGERS CROSSED!!
FINALLY back to the build this week!
CHEERS!!
State Farm just raised our rates from $150 a month to $200 a month. Having an expensive "box truck" on the back does not help with the commercial insurance policy we have. When we purchased our truck we knew it was going to be a expedition truck that was almost a permanent conversion. The habitat can be removed, if for some reason we decide to change base vehicles in the future or God forbid something happens to the truck.
We checked into the conversion process, seemed pretty straight forward. A few people on EP have done it and also sent us some information. THANKS to fellow Atlanta GA area EP members 2 bikes 2 brown dogs ! We were lucky that when we bought the truck, they knew the purpose, it was registered as a motorhome but not titled as one. The title part is what the insurance company wanted.
We took all of information, and the truck just in case, to our local motor vehicle office. They copied some of the paper work from Overland Adventure Truck (probably helped out) looked at a few pictures and sent everything in. Our small town MVD office has always been SUPER helpful and nice.
A week or so later......
GA reissued the title NO EXTRA $$$ Just the standard fees!
Time to go insurance shopping. We had really good luck on our large motorhome with the Hartford. They insured the motorhome as part time use, 6 months out of the year, divided up anyway you choose. We had them for 7 years and never had an issue. Hoping to find something similar with our current set up, or a least something a bit more reasonable coverage and price wise than a commercial policy.
FINGERS CROSSED!!
FINALLY back to the build this week!
CHEERS!!
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