I don't think it has to be all that dire. Plenty of vehicles do just fine in light trail duty. Subarus for example can be quite capable on mild dirt roads and light 'wheeling. The Subarus back when we still got 2-speed cases were danged good. Those were cool.
The main issue I feel is when you don't have solid, simple mechanical connections the heat build up can get to be an issue in viscous couplings and traction control when pushed hard. So it's just a matter of expectations. It's been beat to death but it's true, what works well on harder technical trails isn't nearly as ideal as getting to a ski area in winter. Different tools for different jobs.
A-TRAC are just open differentials, it pulses the brakes using the ABS system to prevent wheel spin. You might lose the limited slip if A-TRAC fails but the truck will keep running. Now whether it's wise to work your brakes that hard, well, I'm not sure.