Not to but in, but I will.
50/60 K a year was good money in 1990 around here. Today, at that income level in Hawaii, you might not go out to eat but once a week and it's not on Diamond Head. In any of the "Sans" of Cali or New York, City, even Dallas, you're on a beer budget.
On that income you're also going to need an 80-100K truck to pull that dream trailer.
I totally agree about financing much of anything for an RV.
Now, how can you expect to reach self-actualization without fulfilling the need to first realize self-esteem?